HBOS
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HBOS plc is the holding company of the HBOS Group, formed on the 10 September 2001 by, and named after, the principals involved in the merger of Halifax plc, the former Halifax Building Society, with Bank of Scotland. HBOS's merger was notable in that it created a company of comparable size and stature to the established Big Four UK retail banks. The plc is listed on the London Stock Exchange.
UK Banking
Halifax and Bank of Scotland now form HBOS' main subsidiaries, but through these, a number of other UK banking brands are owned:
- Birmingham Midshires
- Intelligent Finance (IF)
- Sainsbury's Bank (45%)
- Bank of Scotland Corporate
- Bank of Scotland Investment Services
- Bank of Scotland Private Banking
- Capital Bank plc
- Clerical Medical Investment Group Limited
- HBOS Financial Services Ltd
- HBOS Insurance & Investment Group Ltd
- HBOS Treasury Services plc
- Halifax Financial Services (Holdings) Ltd
- Halifax Investment Fund Managers Ltd
- Halifax Share Dealing Ltd
- Halifax Unit Trust Management Ltd
- Insight Investment Management Ltd
- St. James's Place Capital plc (60% ownership)
UK Insurance
- esure
- First Alternative
- Halifax General Insurance Services Ltd
- Halifax Insurance Ireland Ltd
Overseas operations
- Bank of Western Australia Limited
- Bank of Scotland (Ireland)
- Bank of Scotland (Netherlands)
- Banco Halifax Hispania
See also
External link
| HBOS Group |
| Corporate Directors: Dennis Stevenson | Sir James Crosby | Phil Hodkinson | Andy Hornby | Colin Matthew | Peter Cummings | Sir Ronald Garrick | Charles Dunstone | Anthony Hobson | Brian Ivory | Coline McConville | Kate Nealon | David Shearer | Karen Jones |
| Banking: Bank of Scotland | Halifax | Intelligent Finance | Birmingham Midshires | Sainsbury's Bank | St. James's Place Bank | BankWest | Banco Halifax Hispania | Bank of Scotland International | Bank of Scotland (Ireland) | Bank of Scotland (Netherlands) |
| Insurance and Property: esure | First Alternative | Clerical Medical | rightmove.co.uk | The Mortgage Business | Sheilas' Wheels |
| Annual Group Revenue: £10.2 billion GBP ( 14.3% FY 2004) | Employees: | Stock Symbol: LSE: [HBOS] | Website: [www.hbosplc.com] |
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